A spending app. For living.

Know what
you can spend.
Enjoy it.

The coffee. The dinner. The little detour.
See what’s yours to spend today, with your upcoming bills accounted for.

Try SpendYes free

Free browser beta. No card needed.

A quiet coffee moment on a sunny café terrace
SpendYes EXAMPLEYours to spend today€40.00 Upcoming bills accounted for
Yes to
the little things.

Your money.
Your call.

No bank connection Speak, snap or type Review before saving

LESS SECOND-GUESSING. MORE LIVING.

A little clarity.
A lot more yes.

No spreadsheets to babysit.
Just one number to come back to.

Try a little exampleSwipe or use the arrows
01 / KNOW YOUR NUMBER

Not your balance.
Your breathing room.

Start with what you’ve got. SpendYes asks for anything missing, one question at a time.

Money to use. Bills still to pay. How long it needs to last. Then, one clear number for today.

SpendYesToday
Yours to spend today€40.00

A little room to enjoy your day.

Money you’re using€1,000
Bills still to pay− €200
For the next 20 days€40 / day
02 / TELL IT AS YOU GO

“Four euros
for coffee.”

Say it, type it, or add a receipt. A simple card shows what SpendYes understood.

Not quite right? Tell it what to change. Nothing changes until you approve.

Go on. Try approving the coffee
SpendYesExample
“Four euros for coffee.”
READY FOR YOUR CHECK

Coffee

Food & drink · Today
€4.00

Check the details before anything changes.

03 / ENJOY THE REST

Less mental maths.
More being here.

Your number stays with you as you spend. Open it when you want a little clarity. Then get back to your day.

Approve the coffee in step 2 to see the number change.

SpendYesToday
Left for today€40.00

Your day is yours.

€0.00 spent€40 daily number

Your daily number is based on what you tell SpendYes.

Illustration only. No microphone, sign-in or real money involved.

SAME QUESTION. WHEREVER LIFE TAKES YOU.

“Can I enjoy this?”
Start with your number.

01 / LIVING ABROAD

New city.
Same peace of mind.

Earn in one currency, spend in another. See your number in the currency you’re using. Tap to switch back.

Less converting. More exploring.
02 / A LITTLE GETAWAY

Enjoy the trip.
Not the mental maths.

Give your trip money a daily number, with upcoming costs accounted for. Know where you stand as you go.

A little clarity, packed light.
03 / EVERYDAY LIFE

The small things
are the good things.

Coffee with a friend. Dinner out. Use the money you have—not income you’re still waiting for.

Your kind of yes.

NO MYSTERY. NO FINE-PRINT ENERGY.

Good questions.
Straight answers.

Simple doesn’t mean guessing
with your money.

Is this another budgeting app?

SpendYes starts with a different question: what can I spend today? Use your available money or a spending budget you choose. It accounts for bills that still need to come out, then spreads the rest over your timeframe. You keep it up to date by speaking, typing or adding receipts.

Do I need to connect my bank?

No. Tell SpendYes what money you’re using and keep it updated as things change. It doesn’t read your bank accounts. Your number depends on the money, bills and spending you’ve told it about—not a live bank balance.

What about bills and money coming in?

Upcoming bills that still need to come out of your money are accounted for. Money already put aside elsewhere isn’t subtracted again. Expected income stays separate until it arrives. See one clear number for today, not a balance that includes money you still need for bills.

What if the AI gets something wrong?

Tell SpendYes what to change, and check the cards before you approve. If a detail is missing, it asks. AI can make mistakes; the review is there to keep you in control.

Can I use it on my phone?

Yes. Start in your phone’s browser and add it to your home screen. This is a free browser beta. An App Store or Google Play download is not available yet. Open Account in SpendYes to sign in with Google. Already a user? Sign in before adding your money. The Personal beta and original app keep separate spending records.

YOU DIDN’T EARN IT JUST TO WORRY ABOUT IT.

Less “can I?”
More living.

Know what’s yours to spend.
Make a little room for the good stuff.

Try SpendYes free

Free browser beta. No card needed.